Thursday, June 11, 2009

Spending money

Captain's Log, Supplemental

I’m over at Faithchick today talking about my horror alarm concern about my monthly spending.

Camy here, a little depressed after itemizing our expenses over the past five months.

Okay, let me start off by saying that I don’t normally do that. Itemize, that is. I’m doing it in order to get a better idea of monthly expenses for our financial advisor.

But the amount of money spent is just a tad alarming.

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  1. Very timely. Goodness knows I need to be more mindful of monthly expenses in order to cut out wastefulness.

  2. We took the Dave Ramsay's course for Financial Peace. Highly recommend it - he comes at our finances from a biblical perspective.

  3. I hear you on this one! I definitely need to improve in this area. The Dave Ramsey Total Money Makeover is a great tool.

  4. My hubby and I have switched to a cash basis for two things:

    1) Groceries
    2) "Fun Money"

    We were spending hundreds of dollars a month on food (groceries and eating out). Now we have $50/wk to buy food. Our "fun money" is $20/wk and goes toward eating out and anything else (snacks here and there, unnecessary shoes).

    I'm amazed at how much we save when we do this!

    (And I think it's a Dave Ramsey thing too...but I don't remember)