Captain's Log, Supplemental
I’m over at Faithchick today talking about myhorror alarm concern about my monthly spending.
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I’m over at Faithchick today talking about my
Camy here, a little depressed after itemizing our expenses over the past five months.
Okay, let me start off by saying that I don’t normally do that. Itemize, that is. I’m doing it in order to get a better idea of monthly expenses for our financial advisor.
But the amount of money spent is just a tad alarming.
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Very timely. Goodness knows I need to be more mindful of monthly expenses in order to cut out wastefulness.
ReplyDeleteWe took the Dave Ramsay's course for Financial Peace. Highly recommend it - he comes at our finances from a biblical perspective.
ReplyDeleteI hear you on this one! I definitely need to improve in this area. The Dave Ramsey Total Money Makeover is a great tool.
ReplyDeleteMy hubby and I have switched to a cash basis for two things:
ReplyDelete1) Groceries
2) "Fun Money"
We were spending hundreds of dollars a month on food (groceries and eating out). Now we have $50/wk to buy food. Our "fun money" is $20/wk and goes toward eating out and anything else (snacks here and there, unnecessary shoes).
I'm amazed at how much we save when we do this!
(And I think it's a Dave Ramsey thing too...but I don't remember)